Finance at Kerr Baillie

Vehicle finance often seems more complicated than it actually is.

Here at Kerr Baillie we have a wealth of experience with vehicle finance and can advise you which finance product is best suited to your needs.

If you have a poor credit history we can help. We work with 'sub-prime' credit companies that specialize in lending to customers with poor credit scores. Some even lend to individuals on benefits such as PIP or DLA.

If you have a poor credit score and would like to apply for finance simply call us on 01294 469124, email us at sales@kerrbaillie.co.uk or drop in the dealership. Alternatively you can apply via our website, however we will still need to contact you for some additional information. Some customers even arrange their own finance via the internet however we would urge you to always ask us for a quote first as our deals are very competitive.

Kerr Baillie ltd is authorised and regulated by the Financial Conduct Authority and acts as a credit broker sourcing credit to assist with your purchase from a carefully selected panel of lenders. Lenders may pay us a fee for these introductions. A guarantor may be required. All offers and credit subject to status, terms and conditions. Applicants must be 18 years or over.

Kerr Baillie Limited is authorised and regulated by the Financial Conduct Authority. We are a credit broker and not a lender. We can introduce you to a limited number of carefully selected lenders and their finance products, which may have different interest rates and charges. We are not an independent financial advisor; we will provide details of products available from lenders that we work with, but no advice or recommendation will be made. You must decide whether the finance product is right for you.

We do not charge you a fee for our services. Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow).

The lenders we work with could pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement. All offers and credit subject to status, terms and conditions. Applicants must be 18 years or over.

Panel of Lenders

• Black Horse Limited

• Close Motor Finance Limited

• Northridge Finance Limited

• Blue Motor Finance

• First Response

• Moneyway

• Carfinance 247

• Zuto

For more information or for a quote please phone us on 01294 469124.